Agentic Concierge on OutSystems

From Customer Journeys to Autonomous Policyholder Outcomes

Agentic Concierge on OutSystems transforms fragmented, reactive insurance journeys into autonomous, goal-driven policyholder experiences—where AI agents proactively manage renewals, claims, and servicing with minimal customer effort. 

Built on OutSystems, it acts as an intelligent orchestration and execution layer across the insurance value chain, enabling insurers to move from visibility to action—driving retention, reducing servicing costs, and accelerating claims and renewal outcomes. 


Shift From Fragmented Servicing Models to Agentic Lifecycle Orchestration

Xebia helps insurers shift from fragmented servicing models to agentic lifecycle orchestration that: 

  • Proactively detects lifecycle events (renewals, claims, policy servicing needs)  
  • Drives autonomous completion of key journeys (renewals, FNOL, document collection)  
  • Personalizes engagement using policy, behavioral, and risk signals  
  • Reduces manual servicing effort through intelligent automation and escalation  
  • Ensures compliance through auditable, consent-driven decisioning  
  • Continuously learns and improves engagement outcomes across policyholders

As an OutSystems partner, we transform this into a live execution layer—autonomous, adaptive, and insurance-specific. 

How Agentic Concierge Drives Business Value

Autonomous Renewal Completion

Renewal journeys are proactively driven with pre-filled data, personalized plans, and minimal customer effort

Intelligent Claims Orchestration

Claims are actively managed—documents requested, cases prioritized, and escalations triggered automatically

Proactive Policyholder Engagement

System identifies churn risk, late renewals, and servicing gaps before customer action

Reduced Servicing Cost

Automation of repetitive queries and workflows reduces call center dependency

Faster Claims & Service Resolution

Reduced turnaround time through intelligent routing and intervention

Business Outcomes

What Xebia Enables on OutSystems

Multi-Agent Lifecycle Orchestration

AI agents manage end-to-end insurance journeys (renewal, claims, servicing)

Real-Time Concierge Control Tower

Live view of at-risk renewals, claims backlog, and engagement opportunities

Predictive Risk & Retention Intelligence

Churn prediction, renewal likelihood, and claim severity drive prioritization

Autonomous Action Execution

System triggers renewals, document requests, follow-ups, and escalations automatically

Closed-Loop Learning System

Continuous improvement in engagement, timing, and conversion rates

Xebia operationalizes Agentic Concierge using agent-based orchestration, insurance accelerators, and enterprise-grade integration models. 

OutSystems + AI Stack in LOS

OutSystems Platform

Orchestration layer for journeys, UI, and API integrations across insurance systems

AI/ML Models (Churn, Renewal, Risk, Severity)

Predictive decisioning across policy lifecycle

GenAI (LLMs) 

Conversational claims assistance, renewal advisory, and customer interaction

Integration Layer (PAS / Claims / Billing / CRM)

Real-time data exchange across core insurance systems

Analytics & Monitoring Layer

Policy lifecycle insights, agent performance, and KPI dashboards

Agentic Concierge in Action


Renewals 

Policy nearing expiry → AI triggers personalized journey → customer renews in one click


Claims (FNOL to Settlement) 

Claim initiated → system validates documents, flags risks, escalates if needed


Servicing

Missing KYC or payment → proactive outreach with resolution links


Retention

Low engagement / churn risk → targeted intervention with tailored offers

Frequently Asked Questions

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Let’s discuss how we can support your journey.