Banking in a Box

Fast, Secure, and Seamless Digital banking

Xebia’s digital banking solution, powered by OutSystems, enables financial institutions to accelerate digital transformation while maintaining security, scalability, and customer trust. By adopting a low-code approach, banks and finance companies can launch mobile-first, highly secure applications up to 10x faster than traditional development methods—drastically reducing time-to-market and boosting agility.


The Business Challenge

Legacy Systems Slowing Innovation

Outdated core systems hinder agility, making it difficult for financial institutions to quickly launch new digital products or respond to market demands.

Security & Compliance Pressure

With evolving regulations and growing cyber threats, ensuring data security and compliance across digital channels is more critical—and complex—than ever.

Rising Customer Expectations

Modern users expect seamless, personalized, and mobile-first experiences—falling short risks customer dissatisfaction and churn.

High Cost of Development

Traditional development methods are time-consuming and expensive, creating barriers to rapid innovation and increasing total cost of ownership.

Siloed Customer Data

Disconnected systems lead to fragmented customer views, limiting personalization and effective cross-sell/upsell strategies.

Key Features

Easy Customer On-boarding

Hassle-free onboarding experience. Our onboarding workflows give your customers access to your services
with minimal effort.

Comprehensive Dashboard

Your financial world at a glance. Our dashboard offers a complete view of account services, presents new offers, and allows your users to track their income and expenses with ease.

Seamless Customer Login

Returning customers can breeze through the login process with biometric and multi-factor authentication, ensuring secure, uninterrupted access to their accounts.

Instant Account Opening

No bank visits or complex procedures. Users can open a savings account in a matter of a few clicks.

Effortless Payments

Initiate payments effortlessly, directly from one account to another. Say goodbye to convoluted payment processes.

The Business Impact

Stronger Compliance & Data Security

Built-in controls—like multi-factor authentication, encryption, and role-based access—ensure regulatory compliance and protect customer data across all channels.

Enhanced Customer Experience

Deliver intuitive, always-on banking experiences that drive engagement, loyalty, and satisfaction.

Personalized Digital Journeys

Enable tailored financial experiences that adapt to user preferences, improving conversion rates and lifetime value.

Operational Efficiency

Streamline development, reduce reliance on legacy systems, and cut IT costs through rapid app delivery and seamless core banking integration.

Future-Ready Scalability

Quickly adapt to changing market demands with a flexible platform that supports continuous innovation and cross-channel consistency.



Contact

Let’s discuss how we can support your journey.